This just in from your mild-mannered reporter on the banking front. Some folk who work in banks believe that seniors can be hornswoggled or bamboozled by the flummery of brightly coloured papers. However, this getting-older-by-the-minute scribe was not impressed by charts, tables, market predictions, or any other flim-flammery.
Did you know that you could invest money in a GIC based on bank values that is, according to the person who showed me the information, 'not based on the stock market?" What twaddle! Of course the GIC has to be based on the value of the banks' stock. and furthermore, according to the fine print, if the index declines in value you receive no return though of course your principal remains protected. How on earth does it qualify as a GIC? That could have been your intrepid reporter's question, and she will ask it as soon as she recovers.
In the meantime, she may investigate the value of sock companies' shares because there's always a market for socks in colder parts of the world.